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Customers Keep Coming Back

As a direct mortgage lender, Lend Smart Mortgage, LLC’s trusted reputation is built on our resolve to build relationships of trust, respect, and high accountability.

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John Heinemeyer - Loan Officer - NMLS# 375820

About Me: 

John’s 20+ years of lending experience has put him in touch with thousands of borrowers from first time home buyers to the most complicated self-employed entrepreneurs.

His goal has always been to provide useful and accurate information for his clients so they can make informed decisions before entering real estate transactions. This includes providing estimates of monthly mortgage payments, as well as accurately estimating the closing costs and down payment needs so there are no surprises at closing.

His vast experience in both Conventional and FHA lending has enabled him to quickly analyze and recommend the proper program to fit his customer’s needs.

Contact Information:
Phone - (612)-751-7799
Email - jheinemeyer@lendsmartmortgage.com

Apply Now

With a history of integrity & quality, Lend Smart Mortgage, LLC is the place for you.

We help you build a foundation with the right tools & services.


Home Purchase

HOME PURCHASING

Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer.

Home Refinance

HOME REFINANCING

If you are planning on remodeling your home, consolidate debts or need cash for for a vacation, you can contact me and will help find the right loan for you.

Ready to Apply

READY TO APPLY?

Our secure online application is designed to make the process fast and easy. After you submit an application, you can check loan status at your convenience.


Get Started Today!

Apply now for a better mortgage experience through Lend Smart Mortgage.

Apply Now
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Lend Smart Mortgage, LLC NMLS #4474 

NMLS Consumer Access -  nmlsconsumeraccess.org

HOME MORTGAGE DISCLOSURE ACT NOTICE
The HMDA data about our residential mortgage lending are available online for review.  The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials.  HMDA data for many other financial institutions are also available online.  For more information, visit the Consumer Financial Protections Bureau’s Web site ( www.consumerfinance.gov/hmda).

Corporate Headquarters: 
3450 Lexington Ave. N.
Ste. 210
Shoreview, MN 55126
(651)631-4919

Lend Smart Mortgage, LLC NMLS #4474 

NMLS Consumer Access -  nmlsconsumeraccess.org

HOME MORTGAGE DISCLOSURE ACT NOTICE
The HMDA data about our residential mortgage lending are available online for review.  The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials.  HMDA data for many other financial institutions are also available online.  For more information, visit the Consumer Financial Protections Bureau’s Web site ( www.consumerfinance.gov/hmda).